Rustic Hills Homes for Sale in Palm City

Rustic Hills Palm City Homes for Sale

What originally began as a bustling fishing camp, Rustic Hills in Palm City is a quaint and cozy retreat that is designed for families that enjoy boating the beautiful Florida waterways. One of the most desirable communities in the Palm City area, you know you are home as soon as you cross the “covered bridge” into the neighborhood. Rustic Hills real estate has quickly surfaced as a popular destination for those searching for waterfront homes in Palm City at a reasonable price.

The picturesque one-lane roads wind their way through the idyllic setting, making this community stand out as sincere and peaceful, in an often hectic and overly fast-paced world. Rustic Hills is a striking but pleasant change of pace from many other neighborhoods with 4 or 5 different models and floor plans. The variety of homes and styles makes this community absolutely charming.

The children of Rustic Hills enroll in Bessey Creek Elementary School, Hidden Oaks Middle School, and Martin County High School. They are also commonly seen playing outside while fellow neighbors and the community at large make sure they stay safe.

While Rustic Hills certainly may have that “rustic” feel to it, it is still only minutes away from all the modern conveniences and amenities. A short boat ride down the Saint Lucie River residents can be at the ocean in no time.

Homes Details in Rustic Hills

The 178 homes in the Rustic Hills are one of the trademark features of the neighborhood. Many homes still have the look of fishing camp cottages or lodges, adding to the “rustic” feel. On the other hand, many homes in the area have been partially or even completely remodeled. Some homes have even been completely rebuilt with modern standards and technology.

All but ten of the homes have dock facilities, as well as waterfrontage. The ten homes that do not have direct access, have deeded water and dock rights, so you do not have to worry about buying a home in Rustic Hills and having nowhere to store or launch your boat.

Rustic Hills Palm City HOA & Amenities

The homeowners’ association dues for the Rustic Hills neighborhood are around a minuscule $25 per month and are paid yearly. The fees are used to fund the insurance and maintenance of all common areas. This includes the covered bridge that is the signature of this community. Nearby attractions include world-class arts and entertainment, and top-tier restaurants and shopping venues.

Featured Rustic Hills Palm City Listings

$899,000
5 Beds 3 Baths B26035442 MLS 2,534 SqFt.
Rare Palm City waterfront retreat with no fixed bridges and direct ocean access. This distinctive 5BR/3BA home offers approx. 2,534 living sq ft with warm wood detailing, soaring ceilings, dramatic fireplace, and flexible living spaces full of character. The layout includes a downstairs primary suite plus an upstairs suite currently used as an art studio. Enjoy boating from your private dock with lift, water, and electric. Additional highlights include a 2023 metal roof, complete panel shutters, newer appliances, paver driveway, oversized garage with epoxy floors, low annual HOA for road/canal maintenance, and peaceful waterfront setting. A unique opportunity for buyers seeking boating, privacy, and a home with true personality. The oversized attached garage is approximately 26 feet deep and offers excellent space for vehicles, tools, and recreational storage. The upstairs master suite is currently used as an art studio and provides flexible options for a guest retreat, home office, media room, creative space, or additional private living area. The floor plan offers separation between the downstairs primary suite and upstairs living space, creating functionality for guests, remote work, or family living. The private dock with lift, electric, and water service support the Palm City waterfront lifestyle. Low annual HOA of approximately $244.77 primarily supports road and canal maintenance.

2483 SW Murphy Road, Palm City

$995,000
4 Beds 2 Baths B26014459 MLS 2,746 SqFt.
SIGNIFICANT PRICE IMPROVEMENT PRESENTS A RARE WATERFRONT OPPORTUNITY. This elevated Key West-style residence captures the timeless charm of Old Florida while offering no-fixed-bridge access and a quick ride to open water. Nestled among lush tropical landscaping, the property delivers a rare sense of privacy along with exceptional indoor and outdoor spaces designed for entertaining. A spacious screened balcony extends the main living area into the treetops, creating the perfect setting to enjoy coastal breezes, spectacular sunsets, and year-round outdoor living. Vaulted ceilings enhance the bright, open-concept upper level, where the kitchen, living areas, and primary suite are thoughtfully positioned to maximize elevation, natural light, and picturesque water views. The interior has been tastefully updated with a relaxed coastal aesthetic while still offering opportunities to personalize and make it your own. The lower level features guest bedrooms and a versatile flex space ideal for a media room, game room, home office, or private retreat for family and visitors. Boaters will appreciate approximately 96 feet of waterfront, a private dock, and a boat lift, making days on the water effortless. Outside, a heated pool, new hot tub, and newly constructed cabana create a true resort-style atmosphere, complemented by multiple gathering areas designed for relaxation and entertaining. An exterior cargo lift provides added convenience between levels. Blending classic Old Florida character with modern comfort and functionality, this exceptional Palm City waterfront home offers the access, privacy, and lifestyle that define the very best of South Florida waterfront. Update: Brand NEW AC upstairs July of 2026!

3098 SW Cedar Trail, Palm City

$818,000
3 Beds 3 Baths B26011490 MLS 2,300 SqFt.
Waterfront home with ocean access in Palm City's Rustic Hills — a unique neighborhood entered through one of only ~30 wooden covered bridges in Florida. Fully renovated 3BR/2.5BA plus in-law suite with kitchenette and full bath, 2,300 SF on a cul-de-sac. Pull up to your 62' private dock on a ocean access canal, minutes to the St. Lucie River, inlet, and Atlantic. Open floor plan, designer island kitchen, beamed ceilings, slate countertops. New roof (2020), AC handler (2021), hot water heater (2024), EV charging, reverse osmosis system, and SimpliSafe security. A-rated Martin County schools with top-ranked Bessey Creek Elementary. Minutes to downtown Stuart — the Sailfish Capital of the World — beaches, I-95, and FL Turnpike. WELCOME TO RUSTIC HILLS — PALM CITY'S HIDDEN GEM Tucked away in one of Palm City's most unique waterfront neighborhoods, 1341 SW Evergreen Lane offers the rare combination of a fully renovated home, ocean water access, and a lifestyle that feels like a permanent vacation. THE HOME This beautifully remodeled 3-bedroom, 2.5-bathroom residence with a separate mother-in-law suite (kitchenette and full bath) delivers 2,300 square feet of thoughtfully designed living space. The open floor plan showcases a designer island kitchen appointed with gorgeous slate countertops, stainless steel appliances, and beamed ceilings in the living room. New floors, doors, and fixtures were installed throughout during the complete renovation. The spacious primary suite features a walk-in closet and stunning en suite bath. Generous guest bedrooms share another beautifully finished bath. The mother-in-law suite provides flexible space — ideal for extended family, guests, or a home office. WATERFRONT LIVING & OCEAN ACCESS Step outside to multi-level decks leading to your 62-foot private dock on a ocean-access canal. From your backyard, it is a short cruise to the wide St. Lucie River, Stuart Sandbar, downtown Stuart's waterfront dining, and onward through the St. Lucie Inlet to the Atlantic Ocean. Watch manatees glide through the canal and fish jump from your deck. Whether you enjoy fishing, boating, paddle boarding, or water sports, this location puts you in the heart of it all. MAJOR UPGRADES & IMPROVEMENTS The home has been meticulously maintained and upgraded since the 2020 renovation: - New Roof (2020) - New AC Air Handler (2021) - New Hot Water Heater (2024) - SimpliSafe Alarm System - Reverse Osmosis Water Filtration for Drinking Water - EV Charging Outlet in Garage - Additional Insulation Over Garage - Professional Tropical Landscaping - New Irrigation System - Large driveway accommodating multiple vehicles THE NEIGHBORHOOD — RUSTIC HILLS Rustic Hills is a waterfront enclave of 178 homes originally developed in the early 1970s as a fishing camp, now evolved into a tight-knit community with a distinctly Key West character. The neighborhood's signature feature is its wooden covered bridge entrance — one of approximately 30 registered wooden covered bridges in all of Florida. Winding one-lane roads, lush tropical landscaping, and a relaxed pace give Rustic Hills a charm all its own. The community is golf cart friendly and known for its vibrant social scene including regular potluck dinners, holiday gatherings, and what neighbors call the best Halloween party around. HOA dues are approximately $25 per month. LOCATION Situated in the heart of Palm City in Martin County, Florida, this home is ideally positioned: - Minutes to downtown Stuart — officially designated as the Sailfish Capital of the World - Close to Martin County's beautiful beaches and waterways - A-rated Martin County School District with top-ranked Bessey Creek Elementary (rated 9/10 by GreatSchools, #1 in Martin County by Niche) - Minutes to Publix, gyms, restaurants, and everyday conveniences - Quick access to I-95 and the Florida Turnpike - Stuart and Martin County sit on one of the most biodiverse estuaries in the Northern Hemisphere with world-class fishing, boating, sailing, and water sports Martin County is a boater's paradise offering access to the St. Lucie River, Indian River Lagoon, Intracoastal Waterway, and the Atlantic Ocean — all from your backyard dock.

1341 SW Evergreen Lane, Palm City

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